Privacy Policy

What does First Savanna Savings Bank do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number
• Account balances
• Payment history
• Transaction history
• Credit history
• Account transactions

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First Savanna Savings Bank chooses to share; and whether you can limit this sharing.

We do share your information:
For our everyday business purposes - Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

We do not share your information:

• For our marketing purposes - To offer our products and services to you.
• For joint marketing with other financial companies.
• For our affiliates' everyday business purposes - Regarding your transactions and experiences or about your creditworthiness.
• For non-affiliates to market to you.

How does First Savanna Savings Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does First Savanna Savings Bank collect my personal information?
We collect your personal information, for example, when you:

• Open an account
• Apply for a loan
• Make deposits or withdrawals from your account
• Give us your contact information
• Show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?
Federal law gives you the right to limit only

• Sharing for affiliates' everyday business purposes - information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing laws and individual companies may give you additional rights to limit sharing.

*See below for more on your rights under state law.

Affiliates are companies related by common ownership or control. They can be financial and non-financial companies. First Savanna Savings Bank has no affiliates.

Non-affiliates are companies not related by common ownership or control. They can be financial and non-financial companies. First Savanna Savings Bank does not share with non-affiliates so they can market to you.

Joint Marketing is a formal agreement between non-affiliated financial companies that together market financial products or services to you. First Savanna Savings Bank doesn't jointly market.

*For Alaska, Illinois, Maryland, and North Dakota customers, we will not share personal information with non-affiliates either for them to market to you or for joint marketing without your authorization.
*For California customers, we will not share personal information with non-affiliates either for them to market to you or for joint marketing without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
*For Massachusetts, Mississippi and New Jersey customers, We will not share personal information from deposit or share relationships with non-affiliates either for them to market to you or for joint marketing without your authorization.
*For Vermont customers, we will not share personal information with non-affiliates either for them to market to you or for joint marketing without your authorization, and we will not share personal information with affiliates about your credit worthiness without your authorization.

(effective 3/1/2010)