Deposit Solutions
You now have great choices when it comes to checking accounts. We offer our basic Free Checking and
our interest earning Wealth Checking along with our Money Market Investment account.
Free Checking
- Only $50.00 deposit required to open account
- First box of checks free
- No per check charge
- Free check images included with your statement
- No minimum balance required
- No monthly service charge
- Unlimited check writing
- Free Direct Deposit
- Chek card (includes free PIN change option)
- 24- Hour Account Access
Wealth Checking
- Only $100.00 Deposit required to open account
- Interest compounded and paid monthly
- Customer's choice of checks
- Free check images included with your statement
- No per check charge
- No regular monthly service charge
- Only $1.00 charge if balance drops below $100.00 at any time in the month
- Unlimited check writing
- Free Direct Deposit
- Chek Card (includes free PIN change option)
- 24 Hour Account access
Money Market Investment Account
Enjoy the benefits of earning interest like a savings account, plus the convenience of writing up to
3 checks a month.
- Only $250.00 Deposit required to open account
- Interest compounded and paid monthly
- Customer's choice of checks (if desired)
- Free check images included with your statement
- No per check charge
- No regular monthly service charge
- Only $2.00 charge if balance falls below $1,000.00 at any time in the month
- Transfers or withdrawals limited to six per month (3 by check)
- Free Direct Deposit
Your savings are now federally insured up to at least $250,000.00 per depositor through
December 31, 2013. EDIE (Electronic Deposit Insurance Estimator)
Savings Account
With a low minimum balance, our Savings account allows you to save for your daily financial goals.
- Only $50.00 required to open account
- Interest compounded and paid quarterly
- $50.00 minimum balance required
- Free Direct Deposit
- Chek Card (available with checking) (includes free PIN change option)
Certificates of Deposit
Choose a term that's right for you from 3 months to 60 months and earn a competitive rate at the same time.
Call our office today and see what great rates we have.
- Our minimum opening balance for our 3 & 6 month certificates is $2,500.00
- Our minimum opening balance for our 12, 15, 18, 24, 30, 36, 48, & 60 month certificates is $500.00
- Please call our office to check on current rates
- All Certificates have a 7 day grace period
- A written Maturity Notice is sent at least 20 days in advance of each maturity
- To renew your certificates, please visit our office or call one of our very helpful staff at 815-273-3811
Individual Retirement Accounts
We offer Passbook IRA's with no terms to worry about and a very competitive rate. From Traditional, Educational,
& Roth we have the IRA that's right for you.
